Compare Home Loan Rates
Real-time rates from Australia's top lenders, updated daily.
5.99%
p.a. comparison rate
5.69%
p.a. comparison rate
4.35%
Current target
6.25%
Variable rate avg
Mortgage Calculator
Estimate your monthly repayments with current market rates
Estimated Monthly Repayment
$3,837
Compare Home Loan Rates
Today's best rates from Australian lenders
*Comparison rates are based on a $150,000 loan over 25 years. Rates are subject to change. Check with lender for current rates.
Rates last updated: . Data sourced daily via AI from public lender websites.
Loan Types Explained
Find the loan structure that works best for you
Variable Rate
Flexibility to make extra repayments and benefit from rate drops.
- Extra repayments allowed
- Rates may decrease
- Redraw facility available
Fixed Rate
Lock in your rate for 1-5 years for repayment certainty.
- Budget certainty
- Protected from rises
- Peace of mind
Split Loan
Best of both worlds with part fixed, part variable.
- Balanced approach
- Some flexibility
- Partial rate protection
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